Mini ATM

The Digital India Portal has introduced a revolutionary Micro ATM service, empowering retailers to offer cash withdrawal services to customers and earn commissions. This service has transformed the way individuals access cash, particularly in areas where traditional banking infrastructure is limited.

The Micro ATM service on the Digital India Portal enables retailers to act as banking correspondents and offer basic banking services to customers. Retailers equipped with a Micro ATM device can facilitate cash withdrawals for customers, eliminating the need for them to travel to a physical bank branch.

Retailers participating in the Micro ATM service can provide customers with a convenient and accessible channel to withdraw cash. This service is particularly beneficial for individuals in remote or underserved areas, who often face challenges accessing traditional banking services. It bridges the gap between customers and financial services, promoting financial inclusion and empowerment.

One of the significant advantages of the Micro ATM service on the Digital India Portal is that retailers can earn commissions for each cash withdrawal transaction. This additional source of income incentivizes retailers to offer the service, further enhancing financial opportunities for them and creating a win-win situation.

Moreover, the Micro ATM service on the Digital India Portal ensures the security and integrity of transactions. The portal employs robust encryption techniques and authentication mechanisms to protect sensitive customer information, making the cash withdrawal process secure and reliable.

The Micro ATM service also benefits customers by providing them with a safe and convenient way to access cash. They can visit a nearby retailer equipped with a Micro ATM, authenticate their identity through Aadhaar or other identification methods, and withdraw the required amount of cash. This reduces the risk of carrying large sums of money and enhances overall convenience.

Micro ATMs can perform following transaction:

  • Cash Withdrawal
  • Balance Enquiry
  • Mini Statement


  • Instant Settlement
  • Instant Commission
  • No Monthly Charges
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