Pradhan Mantri Ayushman Bharat Yojana
Pradhan Mantri Ayushman Bharat Yojana, also known as the Ayushman Bharat or National Health Protection Scheme, is a flagship healthcare initiative launched by the Government of India. It aims to provide financial protection and quality healthcare services to the economically vulnerable sections of society.
The Ayushman Bharat Yojana has two components: Health and Wellness Centers and Pradhan Mantri Jan Arogya Yojana (PMJAY). Under the Health and Wellness Centers component, the government aims to transform the existing primary healthcare centers into comprehensive wellness centers, providing a range of healthcare services, including preventive, promotive, and curative care.
The PMJAY component of Ayushman Bharat is an ambitious health insurance scheme that provides coverage for secondary and tertiary healthcare services. Under PMJAY, eligible beneficiaries are entitled to receive cashless treatment and hospitalization coverage up to a specified amount, ensuring that they have access to quality healthcare without financial burden.
The scheme covers a wide range of medical treatments, including surgeries, diagnostics, medicines, and hospitalization expenses. It targets poor and vulnerable families, identified based on socio-economic criteria, and aims to cover over 50 crore individuals across India.
The Ayushman Bharat Yojana has several benefits. It aims to address the financial burden of healthcare expenses on vulnerable households and ensure equitable access to healthcare services. The scheme promotes preventive care through the establishment of wellness centers and provides financial protection against catastrophic healthcare costs.
Additionally, Ayushman Bharat encourages public-private partnerships in healthcare delivery, fostering collaboration between government and private healthcare providers. It also promotes the use of technology through the establishment of an electronic health record system and digital platforms for beneficiary identification and management.
Overall, the Pradhan Mantri Ayushman Bharat Yojana is a transformative initiative that aims to revolutionize healthcare in India. By focusing on accessibility, affordability, and quality, the scheme seeks to uplift the health status of the underprivileged and create a healthier and more inclusive society.
Some of the main facilities available under Ayushman Bharat Yojana:-
- Medical examination, treatment and counseling
- prior hospitalization
- Medical and medical consumables
- Non-intensive and intensive care services
- clinical and laboratory tests
- medical bandaging services
- housing benefit
- food services
- Treatment of complications arising during treatment
- Post hospitalization follow up up to 15 days after hospitalization
- Pre existing disease cover up